Flexi-Hose Epidemic: Protect Your Business with Right Insurance

Stay Ahead of the Flexi-Hose Epidemic: Essential Guide for Property Owners and Construction Businesses

In the past 30 years, flexi-hoses have become a popular choice in residential and commercial plumbing systems. However, these seemingly convenient components may pose a hidden risk. Whether you’re a homeowner, or property manager, or run a construction or plumbing business, understanding the dangers of flexi-hoses can save you from costly damage and potential liability issues. In this article, we will discuss what flexi-hoses are, the risks associated with them, and how proper maintenance and insurance coverage can help protect you.

What Are Flexi-Hoses?

Flexi-hoses, also known as flexible plumbing hoses, are made of a malleable inner rubber pipe encased in braided stainless steel. These hoses are popular due to their ease of installation and flexibility, making them ideal for tight spaces in kitchens and bathrooms. However, they come with a significant drawback: a short lifespan. Flexi-hoses typically last between five to fifteen years and can fail suddenly, causing severe water damage.

Risks of Flexi-Hose Failures

The failure of a flexi-hose can lead to devastating consequences, including flooding, property damage, and costly repairs. Alarmingly, insurance claims related to water damage from burst flexi-hoses have surged in recent years. For example, a Melbourne homeowner experienced over £20,000 in damages in just ten minutes due to a burst hose.

If you own a home or a commercial property, reviewing your property insurance policy is crucial to ensure it covers water damage caused by burst flexi-hoses.

How Flexi-Hoses Impact Construction and Plumbing Businesses

Flexi-Hose Epidemic: Protect Your Business with Right Insurance

For construction and plumbing businesses, a flexi-hose failure in a client’s property can cause more than just water damage—it can also tarnish your reputation. In an industry where word of mouth is vital, failing to warn clients about the risks of flexi-hoses could lead to negative feedback and potential legal issues.

Proactive Measures for Plumbers and Contractors

Offering routine inspections and educating clients on the importance of replacing flexi-hoses every five years can position your business as a trusted partner. This proactive approach not only helps clients avoid costly repairs but also strengthens your business relationships. Integrating these services into your offerings can be an additional income stream while demonstrating your commitment to client safety.

Additionally, having construction insurance can protect your business from unexpected liabilities. In cases where clients experience damage due to faulty or ageing flexi-hoses, having the right insurance coverage can prevent significant financial losses.

Financial and Legal Liabilities: The Importance of Insurance

Failing to inform clients about the risks of flexi-hoses and the need for regular maintenance could leave your business vulnerable to legal claims. If a client’s property insurance claim is denied due to improper maintenance, they may seek compensation from your company.

To safeguard your business, ensure that your construction insurance and plumbing insurance policies include coverage for water damage incidents. This can provide a financial safety net and reduce potential liabilities.

Tips for Effective Client Communication

  • Schedule Regular Reminders: Implement a system to remind clients to inspect their flexi-hoses every six months.
  • Offer Advice: Recommend clients avoid storing chemicals near the hoses, as exposure can lead to corrosion.
  • Educate Clients: Advise property owners to shut off the main water supply when leaving for extended periods.

These simple yet effective strategies can help mitigate risks and prevent costly damage.

Turning Flexi-Hose Maintenance Into a Business Opportunity

Routine inspections and maintenance of flexi-hoses can be a valuable service offering for your plumbing business. By providing annual or bi-annual inspection services, you can help clients identify issues early before they escalate into major problems.

This preventative service also offers a chance to upsell higher-quality, longer-lasting hoses, which meet stringent safety standards. Not only does this boost your revenue, but it also positions your business as a proactive and reliable service provider.

Key Benefits of Offering Flexi-Hose Maintenance Services:

  • Increased Client Trust: Demonstrates your commitment to client safety.
  • Additional Income Stream: Creates opportunities for upselling replacement services.
  • Reduced Liability: Helps prevent potential legal and financial issues from burst hoses.

Preventative Measures for Property Owners and Businesses

As a property owner or manager, regular maintenance checks can save you from the headache of extensive water damage. Here are some preventative measures to implement:

  • Inspect Every Six Months: Look for signs of wear, such as rust, bulging, fraying, or kinking. If any issues are spotted, replace the flexi-hose immediately.
  • Tag the Hoses: Ensure all flexi-hoses have tags with expiry dates. If the tag is missing or the hose is past its expiry, replace it without delay.
  • Hire a Licensed Plumber: Schedule a thorough evaluation by a licensed plumber every two years. This helps catch any potential problems early.

By taking these steps, property owners can reduce the risk of damage and ensure that their property insurance policy remains valid.

Reviewing Installation Practices for Contractors

If you’re a plumbing or construction professional, it’s essential to review your installation and maintenance practices regularly. Using hoses that meet higher quality standards can significantly lower the risk of failure.

Best Practices for Installation:

  1. Use High-Quality Hoses: Choose products that comply with industry safety standards.
  2. Educate Clients: Inform clients about the risks and maintenance needs of flexi-hoses.
  3. Offer Maintenance Plans: Providing regular maintenance services can help ensure that clients are well-protected and reduce the likelihood of costly claims.

By taking a proactive approach, you not only protect your clients’ properties but also shield your business from potential financial and legal risks.

Conclusion

Flexi-hoses may be a convenient choice for modern plumbing, but their short lifespan and risk of sudden failure make regular maintenance essential. Whether you’re a homeowner, property manager, or contractor, staying informed and implementing preventative measures can save you from costly repairs and legal issues. Additionally, having the right insurance coverage can provide a vital safety net.

Don’t wait until it’s too late—take action now to avoid becoming another statistic of the flexi-hose epidemic. By prioritising regular inspections, investing in quality products, and ensuring you have the right insurance, you can safeguard your property and business for the long term.

Final Tips:

  • Replace flexi-hoses every five years.
  • Schedule regular inspections with a licensed plumber.
  • Ensure your insurance policies are up to date and cover water damage.

By following these guidelines, you can stay ahead of the flexi-hose epidemic and protect your investments effectively.